Insurance Brokers Of Texas​  (214)277-3395

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W​HAT I.B.T. IS ABOUT ?

WE ARE A COMPANY THAT COMBINES THE BEST ASPECTS OF EVERY INSURANCE CARRIER TO MAKE SURE YOU GET THE BEST BENEFITS FOR YOU BASED ON YOUR CAREER, FAMILY DYNAMIC, AND WHAT IS IMPORTANT TO YOU, NO MORE NO LESS. THERE ARE MANY COMPANIES OUT THERE THAT DO EVERYTHING UNDER ONE ROOF BUT RARELY DO EVERYTHING THE BEST. 

WORKING HARD FOR UNION & ASSOCIATION MEMBERS​

PROTECTING WORKING CLASS FAMILIES WITHOUT BUREAUCRACY, ENDORSEMENTS, OR FAVORITISM TO ANY COMPANY MAKING SURE YOU RECEIVE THE BEST BENEFITS AT THE BEST PRICE.  

WE OFFER FULL TRANSPARENCY INTO THE INSURANCE MARKETS ALLOWING YOU TO MAKE EDUCATED DECISIONS ON WHAT IS BEST FOR YOU AND YOUR FAMILY.

WHEN YOUR UNION OR ASSOCIATION NEGOTIATES THROUGH COLLECTIVE BARGAINING TO GET YOU THE BEST BENEFITS, WE FOLLOW THE SAME MODEL AND HAVE SHOPPED DIFFERENT CARRIERS TO GET THE BEST PREMIUMS FOR YOUR ADDITIONAL BENEFITS, YOUR LIFE, ACCIDENTAL, SICK PAY, AND FINACIAL PLANNING FOR RETIREMENT.

EXAMPLE: 45 YEAR OLD UPS DRIVER

 UNION ENDORSED CO.        VS                  IBT 

   45K         PERMANENT LIFE INSURANCE     50K    

 220K          10 YR TERM LIFE INSURANCE         220K

 200K         ACCIDENTAL DEATH INSURANCE     200K

     $281.93          TOTAL MONTHLY PREMIUM        $118.34   


WORKING HARD FOR OUR 1099 EMPLOYEES

REAL ESTATE AGENTS AND SERVICE INDUSTRY FAMILIES HAVE HAD TO FEND FOR THEMSELVES FOR A VERY LONG TIME ON RECEIVING BENEFITS. WE UNDERSTAND HOW DIFFICULT IT CAN BE TO NAVIGATE THESE WATERS. WE STAY ON TOP OF THE EVER CHANGING LANDSCAPE IN HEALTH REFORM SO THAT YOU CAN GET THE BEST BENEFITS FOR THE BEST PRICE.

EXAMPLE: 34 YEAR OLD BAR MANAGER IN DALLAS PLAN

$1000 DEDUCTIBLE MEDICAL PPO, DENTAL/VISION, SICK PAY, ACCIDENT REIMBURSMENT, $125,000 PERMANENT/TERM/LONG TERM CARE LIFE INSURANCE. TOTAL PREMIUM $252.54 A MONTH

WORKING HARD FOR OUR EMPLOYERS

WE WORK HARD FOR YOUR EMPLOYER FUNDED GROUP PLANS. MANY COMPANIES LAY ALL OF THE GROUP INSURANCE RESPONSIBILITIES ON THERE HUMAN RESOURCES DEPARTMENT WHICH CAN BE OVERWHELMING EVERY ANNUAL ENROLLMENT. ALONG WITH ANSWERING QUESTIONS ALL YEAR LONG FROM THE EMPLOYEES NOT UNDERSTANDING THERE BENEFITS. MOST TIMES COMPANIES WILL HAVE MULTIPLE AGENTS (AETNA, AFLAC, NEW YORK LIFE, ETC.) WORKING TRYING TO SET UP MEETINGS WITH EMPLOYEES EATING UP THERE VALUABLE TIME. WE OFFER ONE CONTACT FOR EVERYTHING AND BACK-LINE SUPPORT TO EVERY CARRIER TO AVOID TRYING TO NAVIGATE THE LINES OF COMMUNICATION FROM THE MULTIPLE CUSTOMER SERVICE LINES.

THE BEST PART IS YOU PAY NOTHING FOR US TO BE YOUR BENEFITS MANAGER, AND WITH THE AVAILABILITY OF EVERY PLAN CARRIER OUT THERE WITH NO ENDORSEMENT TO ANY SINGLE COMPANY, YOU KNOW YOU'LL GET THE BEST BENEFITS FOR THE BEST PREMIUM.